Then again you could celebrate the New Year with a romantic three-night getaway at the El Dorado Hotel in Santa Fe. The package includes a bottle of chilled champagne, a candle-lit dinner at the Old House Restaurant, breakfast in bed each morning, your choice of a massage or any other spa treatment once during your stay, and monogrammed plush terrycloth robes as a souvenir of your stay. The hotel also provides live music every night for your listening and dancing pleasure. At $1017, it aint exactly cheap—but if you can afford to, go ahead and splurge. You've got a whole year to work on your money management skills.